What is Covered?

This program covers Triathlon Australia, including all Affiliated State and Territory Associations and Clubs, Officials, all Accredited Coaches, Voluntary Workers and Members. Sanctioned Race Directors, Event Promoters/organisers are covered under the Public Liability and Professional Indemnity sections only.

This program incorporates six covers;

1. Public & Products Liability
2. Professional Indemnity
3. Personal Accident
4. Management Liability Insurance (Directors & Officers Liability)
5. Group Travel (for members on travel authorised by TA)
6. Cyber Liability & Privacy Protection

You can download a copy our Summary of Cover brochure by clicking below:

There are 6 categories of member that are covered under the Personal Accident insurance policy. They are as follows;

(Category A) Basic Member
Registered financial members / Athletes of Triathlon Australia.

(Category B) Standard Member
Registered financial members / Athletes of Triathlon Australia.

(Category C) Premium Member
Registered financial members / Athletes of Triathlon Australia.

(Category D) Pro Member
Registered financial members / Athletes of Triathlon Australia.

(Category E) One Day License Member
Registered One Day License Members.

(Category F) Non-competing Registered Officials
Including coaches, employees, directors, apprentices, voluntary workers and work experience students.

Note: Members and officials of clubs are only covered for Personal Accident Insurance if they are a financial member of their state association. However non-competing volunteers of Triathlon Australia sanctioned events are not required to hold a membership to be covered under this policy.

Cover for each member category applies as follows;

(Category A) Basic Member
Whilst training ONLY including direct travel to and from sanctioned competitions, training venues and Insured Person’s place of residence. Cover for does not include cover whilst racing or “racing – participation” in non-triathlon sporting events.

(Category B) Standard Member
Whilst training or competing in an officially sanctioned event organised by and under the control of the Insured including direct travel to and from sanctioned competitions, training venues and Insured Person’s place of residence.

(Category C) Premium Member
Whilst training or competing in an officially sanctioned event organised by and under the control of the Insured including direct travel to and from sanctioned competitions, training venues and Insured Person’s place of residence.

(Category D) Pro Member
Whilst training or competing in an officially sanctioned event organised by and under the control of the Insured including direct travel to and from sanctioned competitions, training venues and Insured Person’s place of residence.

(Category E) One Day License Member
Whilst participating in sanctioned one-day events organised by and under the control of the Insured. Cover for does not include cover whilst training.

(Category F) Non-competing Registered Officials
Whilst working on behalf of the Insured including direct travel to and from sanctioned competitions, training venues and Insured person’s place of residence.

The following classes of insurance are not automatically available under the Triathlon Australia Program;

• Fire & Perils
• Machinery Breakdown / Electronic Equipment
• Property & Equipment
• Money
• Deterioration of stock
• Compulsory Third Party
• Motor Vehicle
• Travel*
• Workers’ Compensation
• Bicycle Insurance

Travel Insurance

*Travel Insurance is available to nominated members, officials and employees on travel authorised by Triathlon Australia. It is only available to Triathlon Australia members. Current Triathlon Australia members can upgrade their membership in order to gain access to this travel insurance. 

Please refer to the Triathlon Australia Website (https://www.triathlon.org.au/Membership/Insurance/Membership_Upgrade.htm) for the link to upgrade. Further information on the Triathlon Australia Travel Insurance policy can be found on the Travel Insurance Summary, or by contacting Triathlon Australia.

Important Note
V-Insurance has arranged the Personal Accident insurance program on a group basis without taking into account individual circumstances. This policy provides benefits to members of Triathlon Australia’s states and Territories, who through injury or accident, incur financial loss and who would otherwise not have received assistance. The program seeks to provide benefits to those most exposed and to maintain protection at the lowest possible cost to membership. It therefore cannot provide 100% cover of a benefit for every loss that occurs. Federal Government Legislation prevents insurance companies from paying any insurance benefit for a medical service that is covered by Medicare. This legislation also applies to the Medicare gap. In addition to this Personal Accident insurance all members are encouraged to consider taking out Private Health insurance, Income Protection Insurance and Life insurance if their individual circumstances require it.