V Insurance

Call +61 (2) 8599 8660 or 1300 172 321

Frequently Asked Questions

Are non-Australian residents covered?

Yes providing you are a AusTriathlon member.

What is Personal Accident Insurance?

Personal Accident Insurance covers you for injuries you sustain while participating in insured triathlon related activities, such as sanctioned events, training and official social events and fundraising activities including all direct travel to and from these events (full members only).

Are there any medical expenses which are not covered?

Yes. There is a Government Legislation which prevents insurers from covering Medicare related costs including the Medicare Gap. 

The most common “Non-Medicare” expenses include:

  • Private Hospital Bed & Theatre Fees
  • Dental
  • Ambulance
  • Chiropractic
  • Physiotherapy
  • Osteopathy

Medical expenses that are covered by Medicare (ie. not covered by this sports injury policy) include:

  • Doctor’s Fees
  • Surgeon’s Fees
  • Anaesthetist’s Fees
  • X-rays

Am I covered in the event of death or other permanent injury?

Yes, the following lump sum payments are provided under the AusTriathlon Personal Accident policy;

Death (Members aged 18 – 80)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official

$50,000
$75,000
$100,000
$100,000
$25,000
$100,000
Death (Members aged Under 18 or Over 80)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official

$10,000
$25,000
$25,000
$25,000
$10,000
$25,000
Death (Members aged 18 – 80 When Cycling)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official

$25,000
$56,250
$75,000
$100,000
$12,500
Not Insured
Death (Members aged Under 18 or Over 80 When Cycling)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official

$5,000
$12,500
$12,500
$12,500
$6,000
Not Insured
Quadriplegia / Paraplegia
All Categories

$100,000
Capital Benefits (Members aged 18 – 80)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official

$50,000
$100,000
$100,000
$100,000
$25,000
$100,000
Capital Benefits (Members aged Under 18 or Over 80)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official

$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
Capital Benefits (Members aged 18 – 80 When Cycling)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official

$25,000
$50,000
$75,000
$100,000
$12,500
Not Insured
Capital Benefits (Members aged Under 18 or Over 80 When Cycling)
Basic Member
Standard Member
Premium Member
Pro Member
One Day License Member
Non-Competing Official
 
$5,000
$12,500
$12,500
$12,500
$6,000
Not Insured

What is the age limit on the AusTriathlon Personal Accident Policy?

The policy covers members/athletes who are between 2 – 100 years of age.

Do I have to pay for my medical expenses first?

Yes, the Personal Accident policy is a reimbursement policy, you must pay for your medical expenses and seek the applicable reimbursement under the Personal Accident insurance policy.