WHAT IS COVERED?
This program covers Rowing Queensland (Rowing QLD), all affiliated Clubs, schools and members. The policies which have been arranged provide protection for members at all levels across the rowing community.
This program incorporates five covers;
- Public Liability & Products Liability
- Professional Indemnity
- Personal Accident
- Association Liability (Directors & Officers Liability)
- Cyber Liability and Privacy Protection
You can download a copy our Summary of Cover brochure by clicking below:
V-Insurance has arranged the Personal Accident insurance program on a group basis without taking into account individual circumstances. This policy provides benefits to members of Rowing QLD who through injury or accident, incur financial loss and who would otherwise not have received assistance. The program seeks to provide benefits to those most exposed and to maintain protection at the lowest possible cost to membership. It therefore cannot provide 100% cover of a benefit for every loss that occurs. Federal Government Legislation prevents insurance companies from paying any insurance benefit for a medical service that is covered by Medicare. This legislation also applies to the Medicare gap. In addition to this Personal Accident insurance all members are encouraged to consider taking out Private Health Insurance, Income Protection Insurance and Life Insurance if their individual circumstances require it.